Thenext
cardnetwork.
Colossus is a stablecoin credit card network. Same cards. Same terminals. Instant settlement. Better economics for everyone.
0K+
Cards deploying
$0B
Annual volume committed
Instant
Stablecoin settlement
0ms
Authorization time
What we do
We built a card network that settles in stablecoins. It works with every terminal and card already in the market.
Colossus routes transactions through existing payment infrastructure and settles instantly on-chain. No new hardware. No new cards. No new merchant integrations. Just better economics for everyone in the chain.
For card issuers
Better interchange.
Keep your existing network.
Add Colossus alongside Visa or Mastercard. When a terminal supports our network, transactions route through us with improved interchange. When it doesn't, they fall back to legacy rails. Zero adoption risk.
Higher interchange
Earn more per transaction than traditional networks. The economics alone make the switch obvious.
Non-custodial settlement
We never touch your funds. Stablecoins move directly between accounts using cryptographic authorization.
No program manager tax
Bypass the middlemen. Connect directly to the network and keep the margin that intermediaries used to take.
For merchants & acquirers
Lower fees. Instant settlement.
No new hardware.
Acquirers integrate once. Every merchant on their network gets access automatically. No terminal upgrades, no POS changes. It's a configuration update, not a hardware rollout.
No assessments
No per-auth fees. No batch fees. No interchange downgrades. Merchants pay the tier rate and nothing else.
Instant settlement
Forget T+2. Funds arrive the moment the transaction clears. Better cash flow, better business.
One integration, all merchants
Acquirers own the merchant relationship. One acquirer signing means thousands of merchants on day one.
How it works
Identical to Visa from the outside.
Fundamentally better underneath.
Tap
Cardholder taps their card at any standard EMV terminal. The experience is indistinguishable from a normal card payment.
Route
The transaction routes through existing payment rails to Colossus. If we're not available at that terminal, it falls back to Visa or Mastercard seamlessly.
Settle
Authorization returns in 100ms. Settlement happens instantly in stablecoins. The merchant, issuer, and cardholder all see the same immutable record.
The Network
A new network that works
with the ones you already have.
Colossus doesn't replace your existing card network. It runs alongside it on the same physical card, routing through our rails when available and falling back to legacy networks when not.
Keep your legacy network
Colossus runs alongside Visa and Mastercard on the same physical card. Transactions route preferentially through our network when available and fall back to legacy rails when not. No disruption, only upside.
- Dual-network issuance on a single card
- Automatic fallback to Visa/Mastercard
- No changes to existing card programs
Better economics across the board
By cutting out unnecessary intermediaries and settling in stablecoins, Colossus improves the economics for every participant in the transaction.
- Increased interchange revenue for issuers
- Lower transaction fees for merchants
- Reduced settlement risk for acquirers
Issuing Partners
Ready to join
the network?
Whether you issue cards, process payments, or operate merchant networks, Colossus is built to work with you. Let's talk.